Windsurf vs Cursor Pricing and Cursor vs Windsurf Cost per Developer Seat

Windsurf and Cursor both cost $20 a month for one developer on Pro and $200 on their top individual plans. For teams they split: Cursor Teams is $40 per user a month ($32 billed annually) with SSO included, while Windsurf Teams is $80 a month plus $40 per full developer seat, with no annual discount and SSO only on Enterprise. Cursor is cheaper for a team where everyone codes. Windsurf is cheaper for a mixed team, because its flex seats for non-coders are free.

Everything below comes from cursor.com/pricing and from Windsurf's pricing page, which now redirects to devin.ai/pricing, both read on October 2, 2026. If you want the full plan detail for either tool, we keep a separate Cursor pricing guide and a Devin and Windsurf pricing page.

Windsurf vs Cursor pricing side by side

The individual plans look identical on price, and for a solo developer the choice comes down to the editor you prefer. The team plans are where the two products price differently, so the rest of this comparison focuses there.

What a team pays for Windsurf vs Cursor

Here is the monthly list cost when every developer gets a full seat, which is what you need if everyone works in the editor. Cursor is shown on monthly and annual billing:

The $80 base fee is a fixed gap, so it matters most for small teams: a 3-person team pays 67% more on Windsurf than on Cursor monthly. At 50 developers the gap on monthly billing shrinks to 4%. The bigger driver at scale is the annual discount. A 10-developer team that commits for a year pays Cursor $3,840 against Windsurf's $5,760, a $1,920 difference, because Windsurf shows no annual price at all.

When Windsurf costs less than Cursor

Windsurf's team plan has one feature Cursor does not: flex seats are free. A flex seat costs nothing and draws from the team's shared credit pool, but Cognition's docs say flex seats "do not include Devin Desktop access," which is the editor that used to be Windsurf. So the cheaper side depends on how many of your users actually need the editor.

If your plan is to give product managers, support engineers or analysts access to Devin's cloud agents without an editor seat, Windsurf's pricing is built for that and Cursor's is not. If the people outside engineering mostly need to ask where something lives in the codebase rather than change it, a dedicated tool for plain-English questions about your repos can cover them for less than a coding seat on either product.

Is Windsurf cheaper than Cursor?

Not for a team of developers. With every user on a full seat, Cursor is cheaper at every team size, by $80 a month on monthly billing, and by a wider margin on annual billing, where Cursor takes 20% off and Windsurf shows no discount. Windsurf is only cheaper when a large share of users can work on free flex seats without the desktop editor. For one person, Pro costs $20 on both and the top plans cost $200 on both, so price does not decide it.

Usage limits and overages compared

Both products bundle a usage allowance into the seat, and both let you keep working past it for extra money, but they describe the allowance differently.

Windsurf, under Devin's plans, uses a quota that "refreshes automatically on a daily and weekly basis," and Cognition does not publish the quota sizes as numbers. Past the quota, Pro and Teams users can buy extra usage "at API pricing," which means you pay the model provider's token rate. A daily refresh caps how much one bad day can cost. One promotional item to watch: the pricing page offers SWE-2, Cognition's own coding model, free in Devin Desktop and the CLI through October 16, 2026. Teams that lean on it should expect quota use to rise after that date.

Cursor includes a set amount of model usage per plan and bills on-demand usage in arrears once that is used. On Teams and Enterprise, Cursor also adds a token fee of $0.25 per million tokens on top of the provider's price for third-party models such as Claude, GPT and Gemini, while its own models are exempt. For a developer who sends 100 million third-party tokens in a month, that is $25 on top of the seat. Cursor's Premium seat at $120 ($96 annual) gives five times the usage of Standard and is the plan for heavy agent users.

SSO, admin controls and security

For many US companies this section decides the purchase before price does. Cursor puts SAML and OIDC single sign-on, team-wide privacy mode, centralized billing and usage analytics on the $40 Teams plan. Enterprise adds pooled usage, invoice and PO billing, SCIM seat management, audit logs and model and MCP access controls.

Windsurf Teams includes centralized billing, an admin dashboard with analytics and priority support, but SAML and OIDC SSO, centralized enterprise admin controls and a dedicated deployment option are Enterprise features, quoted by sales. So a 20-person engineering team that is required to use SSO can buy Cursor Teams for $800 a month ($640 annual) today, while on Windsurf it needs an Enterprise quote first.

Windsurf vs Cursor, which should you buy?

Buy Cursor if your team is mostly developers who live in the editor, you want SSO without a sales call, or you can commit to annual billing. It is the cheaper and simpler team purchase at every size when every user codes.

Buy Windsurf if you want one subscription that covers an editor for developers and cloud agents for everyone else, and you have enough non-coding users to make the free flex seats count. Windsurf also makes sense for a company that already plans to use Devin's cloud agents, since the editor comes on the same plan. Check the October 16 SWE-2 change and price Enterprise early if you need SSO.

For individuals, try both on Pro at $20 and keep the one you code faster in. If Claude Code is also on your list, our Claude Code vs Cursor pricing comparison adds the third main option, and our Cursor alternatives priced for teams covers GitHub Copilot, Codex and Zed as well.

A final check before you add seats. A good share of AI coding spend goes on small internal tools that automate one recurring job, like routing support tickets or reconciling invoices, and every change to them burns quota. If the job already exists as a product, a ready-made agent from the AgentMarketplace catalog costs a flat monthly price from $49 with no per-token bill, and it leaves your developers' seats for the code you actually sell.