Kiro vs Cursor Pricing and Cursor vs Kiro Cost for a Development Team

The short answer: Kiro costs half of Cursor for an ordinary team seat and more than Cursor for a heavy one. Kiro Pro is $20 per user a month against $40 for a Cursor Teams Standard seat ($32 billed annually). For the heaviest users Cursor's Premium seat at $120 ($96 annual) undercuts Kiro Power at $200. Kiro also includes SAML and SCIM single sign-on from its $20 tier on the team setup and bills enterprise accounts through AWS, while Cursor keeps SCIM and invoicing for Enterprise.

Most Kiro vs Cursor articles compare workflows: Kiro writes requirements, a design and a task list before code, and Cursor edits code on demand. That matters for how your team works. It does not tell the person signing the order what ten seats cost in month three, after two developers start running agents all day. Everything below is read from kiro.dev/pricing, the Kiro billing and model docs, and cursor.com/pricing on October 6, 2026, with Cursor's seat detail from our Cursor pricing breakdown.

Kiro vs Cursor pricing plan by plan

Two structural differences sit under that table. Kiro prices every paid credit at exactly $0.02, so a bigger Kiro plan buys more capacity and nothing cheaper. Cursor's ladder is not linear: its Premium team seat costs 3 times a Standard seat for 5 times the usage, which makes Cursor's top team seat the better deal per unit of included usage.

What 10 developers cost on Kiro and on Cursor

The seat bill for the four team shapes we see most often. Usage allowances are not equal units across the two products, so read this as what lands on the invoice before any overage.

The pattern is simple. The more of your team sits on the bottom seat, the further ahead Kiro gets. Once most developers need the top seat, Cursor wins, and annual billing widens the gap because Kiro lists no annual discount. Kiro's $100 Pro Max tier is the useful middle step that Cursor's team plan does not have.

How each one bills past the allowance

This is where real invoices drift from the seat math, and the two vendors handle it in opposite ways.

• Kiro charges $0.04 per credit beyond the plan. Individual and small-team users buy add-on packs from $5 (125 credits) up to $100, which roll over and expire after 12 months. On the team setup, admins can switch on overage instead, billed at month-end at the same $0.04, and it is off by default. When everything runs out, Kiro pauses.
• Cursor includes a set amount of model usage in every plan and bills on-demand usage after that at the model's API price, in arrears. On Teams there is also a Cursor Token Rate of $0.25 per million tokens on third-party models such as Claude and GPT, and on-demand usage is enabled by default, so set a team spend limit on day one.

The practical difference: on Kiro the overage premium is a fixed multiple (2 times the plan rate), so the right move for a developer who runs over every month is always to move up a tier. Kiro charges the price difference for the whole month on an upgrade and recalculates usage against the higher allowance, so moving someone up mid-month costs no more than starting them there. On Cursor the overage price depends on which model the developer picks, so the lever is model choice and the spend limit rather than the seat.

Model choice changes the bill on both

Kiro publishes a credit multiplier for every model against its Auto router at 1.0x. Claude Sonnet 5.5 is 1.3x, Claude Opus 5.5 is 2.0x, Opus 5 is 2.2x and GPT-5.6 Sol is 4.4x (doubling above 272,000 tokens). Cheap models go the other way: Claude Haiku 4.5 at 0.4x, DeepSeek 3.2 and MiniMax M2.5 at 0.25x and Qwen3 Coder Next at 0.05x. So a developer who defaults to Opus 5.5 gets roughly 500 Auto-equivalent credits out of a 1,000-credit Pro plan. Our Kiro pricing page converts every multiplier into dollars at the plan rate and the add-on rate.

Cursor has no multiplier table because it bills models at their list API prices once the included usage is gone, and since August 2026 its Auto mode bills whatever model it routes to. Either way the advice is the same: leave the router as the default, and reserve the most expensive models for the tasks that need them.

Single sign-on, procurement and compliance

For a US company already running on AWS, that table often settles it. Kiro Enterprise lands on the existing AWS invoice, Kiro gets SSO and SCIM at the bottom tier, and has a GovCloud option. That last point matters to teams building software for public sector clients: if you are bidding on federal software contracts, a coding agent that already runs inside GovCloud removes one question from the security review. Cursor's Teams plan is the simpler purchase for a company that does not live in AWS and wants pooled usage later through Enterprise.

Which one should a team buy?

• Buy Kiro if most of your developers are everyday users, you want SSO and SCIM without an enterprise contract, you pay for software through AWS, or you need GovCloud. Put the two or three heaviest users on Pro Max or Power from the start.
• Buy Cursor if most of your team runs agents all day (the $120 Premium seat beats $200 Power), you want annual billing discounts, or your developers already prefer Cursor's editor and do not want spec-first workflows.
• Run both for a month if you cannot tell. Kiro has a perpetual Free tier and a $20 credit on the first paid upgrade, and Cursor Pro is $20, so a two-developer pilot on each costs well under $100.

If the decision is wider than these two, our Cursor alternatives price comparison adds GitHub Copilot, Claude Code, Codex, Windsurf, Zed and Replit to the same 10-developer table.

The recurring jobs neither seat should pay for

Both products meter agent work. That is right for building features, and wasteful for the chores around the code that repeat every day in the same shape: reviewing each pull request, triaging bug reports, keeping API docs in sync. Every run of those jobs spends a developer's credits or on-demand budget.

Those jobs already exist as products. The coding agents in our agent catalog, including a pull request reviewer, a bug triager and a docs writer, connect to GitHub with permissions you can revoke and cost a flat monthly price from $49, with no credits and no per-model billing. Hand them the repeat work and keep your Kiro or Cursor budget for the code only your developers can write.